LEGAL TERMS

TERMS AND CONDITIONS

By accessing and using this website you agree to the following terms of use:

1. General:

Access to and use of Trust & Wealth (“T&W”) website www.trustandwealth.net (the “Site”) and the materials found on it (the “Content”), are subject to the following terms and conditions (“Terms”). T&W may update, revise, delete or modify information on this Site without notice. Information should only be considered current as of the time of initial publication on this Site or as otherwise stated on this Site without regard to the date on which you may access the information.

2. Restricted Access:

This Site, the Content are not directed at or intended for distribution to any person (or entity) who is a citizen or resident of (or located or established in) any jurisdiction where the use of the Site (or the utilisation of the Investment Services) would be contrary to applicable law or regulation or would subject T&W to any registration or licensing requirement in such jurisdiction. Persons who wish to access this Site are required by T&W to inform themselves about and to observe any legal or regulatory restrictions which may affect their eligibility to access the Site or to subscribe to the Investment Services. Professional advice should be sought in cases of doubt.

3. No Offer:

The Content is provided for information purposes only and does not constitute a solicitation or offer, or advice or recommendation, to buy or sell interests in any investment products, to effect any transactions, or to conclude any transaction of any kind whatsoever.

4. Monitoring by T&W:

Your use of the services on this Site may be monitored by T&W, and the resultant information may be used by T&W or its affiliates for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organisation.

5. No Commercial Exploitation:

Except as stated in this section 5, the copyright and other intellectual property rights in the Content are owned by T&W. Any use of the Content for any purpose is accordingly prohibited except as stated below. With the exception of Content supplied on the Site in Adobe Acrobat (PDF) format for you to download, you may not reproduce, transmit, modify, link into, store, archive or in any other way use for any public or commercial purpose this Site or any of the Content without the prior written permission of T&W. In particular, neither you nor any third party acting on your behalf or at your instigation may:

redistribute to any other person any of the Content (whether as part of any library, archive or similar service or otherwise);

remove the copyright or trade mark notice from any copies of Content;

create a database in electronic or structured manual form by systematically downloading and storing all or any of the Content.

6. Responsibilities of User:

You are responsible for any use of the Site made by you and you undertake to use your best endeavours to ensure that nothing you do whilst accessing the Site will damage the Site.

7. No Warranties and Exclusion of Liability:

Whilst T&W shall use reasonable efforts to obtain information from sources which we believe to be reliable, T&W gives no warranty as to the accuracy, completeness or reliability of any information, opinions or forecasts contained on the Site, nor does it undertake to ensure that this Site will be available or accessible at all times. T&W shall have no liability (whether in contract, tort or otherwise) for any direct, indirect, consequential or special losses or damages of any kind whatsoever arising from or in connection with the access to, use of or linking to other websites (“Linked Websites”) from this Site or any reliance on any of the Content. T&W is not responsible for the content of any Linked Websites and accordingly accepts no liability with respect thereto or for any reliance placed upon such Linked Websites. T&W is not liable for persons or matters beyond its reasonable control (such as telephone and other communications networks, the internet or your internet service provider). These exclusions of liability do not apply to the extent that such exclusions are invalid or ineffective under any law or regulation applicable to T&W.

8. No reliance:

Nothing contained on this Site constitutes investment, legal, tax or other advice or a recommendation to purchase or sell any investment. You should not rely on any of the Content in making an investment or other decision but should obtain relevant and specific professional advice and read the terms and conditions contained in the relevant offering prospectus carefully before any investment decision is made.

9. Miscellaneous:

You should be aware that any rules and/or regulations applicable to the provision of financial services (and the resultant investor protection benefits that may be available), may not be applicable to interfacing conducted through the internet medium and its various applications, of which this material forms part.

10. Jurisdiction:

These terms and conditions, your access to and use of the Site and the Content and any dispute or claim arising out of or in connection with these terms and conditions or your use of the Site and Content shall be governed by and construed in accordance with English law. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these terms and conditions or their subject matter, save that T&W may enforce its rights in the courts of any jurisdiction having competence to issue an injunction directly enforceable against you.

11. Viruses, Hacking and other offences:

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

12. Changes to the site:

We aim to update the Site regularly, and may change the Content at any time. If the need arises, we may suspend access to the Site, or close it indefinitely. You should check the Site regularly to check the Content. We may make changes to these Terms at any time. You should check the Site regularly to check these terms and conditions.